Fee Schedule

Effective February 1, 2016

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account. Fees generally cover handling costs or incent self-service actions.

Account Activity via Telephone or Printout
(FREE via Online Banking or ATM)
  $5.00 per call or printout
Account Research or Balancing
(one-hour minimum – in advance)
  $25.00 per hour
Copies of records for 3rd party   $3.00 per page
ATM Transaction   $1.00 per request (withdrawal, transfer, or inquiry) after six (6) per month
Bad Address or Returned Mail   $5.00 per occurence
Card Replacement
(Credit-or-Debit card - limit 5 total per member)
  $10.00 per card
Card PIN-only Replacement      $5.00 per occurrence
Early Withdrawal - Christmas & Vacation Savings   $20.00 per withdrawal made prior to payout date
Excessive Withdrawal - Money Maker Account   $12.00 per item, if withdrawals exceed six (6) per month
Excessive Withdrawal - Regular Savings   $12.00 per item, if withdrawals exceed 2 per month
Inactive / Dormant Account (no activity after 12 months)   $5.00 per month
Loan Application   $20.00 per application
Membership fee - to join as a new member  (non-refundable)   $5.00 non-refundable
Membership Share – par value to open and maintain membership   $25.00 minimum at all times
Official Check  

$5.00 per check

after the first 2

Online Banking   FREE
Online Banking BillPay   FREE
Overdraft Transfer (automatic)    $3.00 per transfer
Par Value Amount - Regular Share Savings Account    $25.00  minimum at all times 
Returned Deposit Item (3rd party check)   $15.00 per item
Return Item / Overdraft
(check, ACH, ATM presented against Non-Sufficient Funds)
  $29.00 per item
Stop Payment (in writing – valid for 6 months only)   $25.00 per stop
Wire Transfer (outgoing)   $30.00 per wire
Wire Transfer (incoming)   $10.00 per wire

Holiday Schedule

2018 Holidays

Monday, January 1 New Year’s Day

Monday, January 15 Martin Luther King Jr. Day

Monday, February 19 President’s Day

Friday, February 30 Good Friday

Monday, May 28 Memorial Day

Wednesday, July 4 Independence Day

Monday, September 3 Labor Day

Monday, October 8 Columbus Day

Monday, November 12 Veterans Day (observed)

Thursday, November 22 and Friday, November 23 Thanksgiving

Monday, December 24 Christmas Eve

Tuesday, December 25 Christmas Day

SSFCU Tips & News

  • Shared Service Centers
    Your credit union is always close at hand! Visit the Shared Branch locator: co-opsharedbranch.org  to find a location near you!

  • GO GREEN - BillPayer IS HERE for Online Banking!
    Save Postage, Save Check Writing, Save Trees, Call us to enroll. 1) we set you up, 2) you set up your individual "bills" then, 3) GO! (You must be enrolled in OnLine Banking)
  • Your Online Security
    Beware of Phishing, Vishing, SmSishing, etc. We will never contact you (phone or Email) to ask for your Account #, Social Security #, or Password. Think about it - we already have that info, except your password, of course!
  • Family Friendly
    Your immediate family members are eligible to join SSFCU as members. Includes your spouse, brothers, sisters, children, or grandchildren. If they're good enough for you, they're good enough for us!

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