Deposit Rates

Deposit Savings Rates - $25 minimum investment

Annual Percentage Yield is accurate as of April 1, 2015. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type Minimum
Opening
Deposit
Minimum
Balance
to Earn APY
Limitations* Divident
Interest Rate
Annual
Percentage
Yield
Dividends (interest) will be compounded Monthly and will be credited Monthly.   
Based on Average Daily Balance.
Checking
Share Draft Account
$1,000 +
$50 $1,000   .10% .10%
Money Maker
Money Market Account
$ 2,500 - $ 9,999.99
$10,000 +
$2,500 $2,500 Transfer* .25%
.20%
.25%
.20%
Dividends (interest) will be compounded Quarterly and will be credited Quarterly.  
Based on Average Daily Balance.
Regular Share Savings Account $25 $100
$10,000+
Transfer* .25%
.20%
 .25%
.20%
Christmas Club Savings $25 $100
$10,000+

Transfer &
Withdrawl*

 .25%
.20%
 .25%
.20%
Vacation Club Savings  $25 $100
$10,000+ 
 Transfer &
Withdrawl*
 .25%
.20%
 .25%
.20%
Special Savings $25 $100
$10,000+
Transfer* .20%
.15%
.20%
.15%
IRA Savings $100 + $100 $100
$10,000+
Transfer* .20%
.15%
.20%
.15%
* For additional information regarding the above accounts, please refer to the
Truth-In-Savings Fee Schedule.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Share Certificates & IRA Certificates

Annual Percentage Yield is accurate as of April 1, 2015.  Rates and other terms may change at any time without prior notice. *$1,000 minimum required to open Share or IRA Certificate.  After your certificate is opened, the dividend rate is fixed for the term.

  • A penalty is imposed for early withdrawal.  Fees could reduce earnings on the account.
  • Dividends will be compounded Quarterly and will be credited Quarterly.
  • If you close your Share Account before dividends are paid, you will not receive the accrued dividends.
Terms Dividend Rate Annual Percentage
Yield Monthly WD
Annual Percentage Yield
6 Months .20% .20% .20%
1 Year .25% .25% .25%
2 to 4 Years .30% .30% .30%
5 Years .50% .50% .50%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule

 

 

 

Holiday Schedule

2018 Holidays

Monday, January 1 New Year’s Day

Monday, January 15 Martin Luther King Jr. Day

Monday, February 19 President’s Day

Friday, February 30 Good Friday

Monday, May 28 Memorial Day

Wednesday, July 4 Independence Day

Monday, September 3 Labor Day

Monday, October 8 Columbus Day

Monday, November 12 Veterans Day (observed)

Thursday, November 22 and Friday, November 23 Thanksgiving

Monday, December 24 Christmas Eve

Tuesday, December 25 Christmas Day

SSFCU Tips & News

  • Shared Service Centers
    Your credit union is always close at hand! Visit the Shared Branch locator: co-opsharedbranch.org  to find a location near you!

  • GO GREEN - BillPayer IS HERE for Online Banking!
    Save Postage, Save Check Writing, Save Trees, Call us to enroll. 1) we set you up, 2) you set up your individual "bills" then, 3) GO! (You must be enrolled in OnLine Banking)
  • Your Online Security
    Beware of Phishing, Vishing, SmSishing, etc. We will never contact you (phone or Email) to ask for your Account #, Social Security #, or Password. Think about it - we already have that info, except your password, of course!
  • Family Friendly
    Your immediate family members are eligible to join SSFCU as members. Includes your spouse, brothers, sisters, children, or grandchildren. If they're good enough for you, they're good enough for us!

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