Since January 23, 2004, criminals have been using the the NCUA & FDIC's names and reputation to perpetrate various “phishing” schemes. It is important to note that the credit union, NCUA or the FDIC will never ask for personal or confidential information in this manner.
If you suspect an e-mail or Web site is fraudulent, please report this information to the real credit union, bank, company or government agency, using a phone number or e-mail address from a reliable source. Example: If the credit union's Web page looks different or unusual, contact the institution directly to confirm that you haven't landed on a copycat Web site set up by criminals. Also, contact the Internet Crime Complaint Center (www.ic3.gov), a partnership between the FBI and the National White Collar Crime Center.
If you suspect that you have been a victim of identity theft, perhaps because you submitted personal information in response to a suspicious, unsolicited e-mail or you see unauthorized charges on your credit card, immediately contact your financial institution and, if necessary, close existing accounts and open new ones. Also contact the police and request a copy of any police report or case number for later reference. In addition, call the three major credit bureaus (Equifax at 800-525-6285, Experian at 888-397-3742 and TransUnion at 800-680-7289) to request that a fraud alert be placed on your credit report.
Below are current links with information regarding phishing:
OnGuardOnLine.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.
A humorous series of videos with practical, useful, and memorable messages. The videos are presented on the FTC's channel on YouTube.