ATM fraud is becoming more prevalent with the invention of smaller computing devices. One of the methods that criminals use to access your account is ATM skimming. Skimming occurs when a device is place into the ATM machine and interferes with typical ATM transactions. This device may be a substitute card reader inserted into the ATM or a touch screen device may take the place of the original screen. The purpose of these devices all have one goal: to collect your personal banking information.
Your credit union offers these tips to help you avoid becoming a victim of ATM skimming:
- Inspect the ATM. Be on the lookout for anything that looks strange or out of the ordinary before using it, such as anything loose, crooked, or damaged, or if you notice equipment or wires out of place.
- When entering your PIN, block the keypad with your other hand to prevent possible hidden cameras from recording your number.
- Don’t use an ATM that directs you to another machine with a card reader attached.
- If your card isn’t returned after the transaction is completed or after hitting “cancel,” immediately contact your credit union.
- And, remember to check your account regularly to look for any unauthorized transactions.
If you do suspect an ATM has been tampered with, contact the financial institution that operates the ATM machine. Your security is important to us.